Chase Wire Transfers enable secure and efficient funds movement domestically and internationally. This service is ideal for individuals and businesses needing reliable transactions with precise instructions.

How to Initiate a Domestic Wire Transfer

Initiate a domestic wire transfer by logging into Chase Online, selecting “Wire Transfer,” entering recipient details, reviewing, and confirming the transaction.

Step-by-Step Guide for Domestic Transfers

To initiate a domestic wire transfer, follow these steps:

1. Log in to your Chase Online account at Chase.com.
2. Navigate to the “Pay & Transfer” tab and select “Wire Transfer.”
3. Enter the recipient’s details, including their name, account number, and routing number.
4. Specify the transfer amount and select the account to debit.
5. Review the transaction details for accuracy.
6. Confirm the transfer to complete the process.

Ensure all information is correct to avoid delays or errors;

How to Initiate an International Wire Transfer

Initiate an international wire transfer by gathering recipient details, including name, bank name, account number, and SWIFT code. Ensure currency and exchange rates align with requirements.

Step-by-Step Guide for International Transfers

To initiate an international wire transfer, follow these steps:

• Log in to your Chase online banking account or visit a branch.
• Navigate to the wire transfer section and select “International Transfer.”
• Enter the recipient’s details, including full name, bank name, and account number.
• Provide the SWIFT/BIC code of the recipient’s bank for proper routing.
• Select the currency and specify the amount to transfer.
• Review all details for accuracy to prevent delays or errors.
• Authorize the transfer and receive confirmation with a transaction reference number.

Ensure all information is correct to avoid issues and additional fees.

Required Information for Wire Transfers

Chase wire transfers require the sender’s account number, recipient’s full name, bank name, account number, and routing number. For international transfers, include the SWIFT/BIC code.

Domestic Transfer Requirements

To initiate a domestic wire transfer with Chase, specific information is required to ensure accuracy and security. The sender must provide their Chase account number, the recipient’s full legal name, and their bank account number. Additionally, the recipient’s bank routing number (ABA) and bank name are necessary. The recipient’s physical address may also be required for verification purposes. The transfer amount and a brief description of the transaction’s purpose are needed. For larger transfers, additional documentation, such as proof of funds or beneficiary details, may be requested. Accuracy in providing this information ensures timely and successful processing of the transfer.

International Transfer Requirements

For international wire transfers with Chase, specific details are mandatory to facilitate smooth processing. The recipient’s full legal name, physical address, and bank account number are required. Additionally, the recipient’s bank name, SWIFT/BIC code, and intermediary bank details (if applicable) must be provided. The transfer currency, amount, and purpose should be clearly specified. For certain transactions, documentation such as proof of funds or beneficiary details may be needed. Ensure all information is accurate to avoid delays. Exchange rates and fees apply, so verifying these details with Chase before initiating the transfer is recommended. Proper documentation ensures compliance with international regulations.

Fees and Processing Times

Chase wire transfers incur fees of $25-$35 for domestic transfers and up to $50 for international. Processing typically occurs same-day for domestic and 1-2 business days internationally.

Domestic Transfer Fees

Chase charges $25 for incoming domestic wire transfers and $30-$35 for outgoing transfers, depending on the account type. Same-day transfers may incur additional fees. Fees are deducted from the transfer amount, and rates vary based on account ownership and transfer method. For example, online transfers may cost less than in-person or phone-initiated transfers. Some accounts, like Chase Premier or Business, may waive or reduce fees. It’s essential to review your account agreement or consult with Chase directly for precise fee structures, as they may change or apply differently based on specific circumstances or promotional offers.